Mortgages
Originally from north of Chicago, Kevin now resides with his wife and two children in Raleigh. He graduated from the H. Wayne Huizenga School of Business and Entrepreneurship at Nova Southeastern University, with a Bachelor of Science Degree in Business Administration. Kevin holds vast experience in entrepreneurship and business management, which allows him to provide creative financial strategies to assist his customers in realizing their home financing dreams. Formally a Realtor and Top Producer with Keller Williams Realty, he provides a unique perspective as a mortgage consultant by understanding all aspects of the home buying process. Kevin is dedicated to making the home buying process smooth and stress free, while creating comprehensive mortgage packages that suit the individual needs of his customers. He provides World Class Service as he walks customers through the various loan stages in order to simplify the home buying process. Active in the community, Kevin supports the American Cancer Society and Habitat for Humanity. Contact Information: Phone: 919-791-4029 Cell: 919-274-3700 Fax: 919-791-4129 EMAIL ADDRESS: kmartini@homebanc.com


The way that you hold title to your property has legal, tax, and estate-planning consequences. Many buyers do not receive adequate professional advice on this important aspect of property ownership.
If you are purchasing property by yourself, you will be acquiring title by sole (or "separate") ownership, single ownership, or severalty ownership. The term "severalty" does not denote more than one person - it is a legal term meaning that sole ownership is severed from all other forms of ownership.
If you are purchasing property with others, the most common forms of co-ownership are tenancy in common, joint tenancy, and community property. Tenants in common can be created when two or more related or unrelated people hold title to a property either equally or unequally. Each individual has the right to do whatever he wishes with his interest in the property. For example, he can sell his interest, give it away, or will it to someone else.
Before you take title, you should seek advice from your tax advisor and an attorney, particularly if you are buying the property with another person.
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| Q |
What is the most unusual maintenance project done once each year in the United States?
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| A |
The Niagara Falls is shut down for maintenance every year in the fall by diverting the flow of water for 24 hours using a massive series of pipes constructed in 1837.
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Anne Cain Keller Williams Realty 115 Crescent Commons Drive Cary, NC 27518 919-303-3588 Fax: 919-459-6811 annecain@annecain.com
Since 1982, Anne Cain has been helping people move to, from, and around the Wake County area. The experience gained while working with buyers and sellers during these years will give you a smooth relocation from start to finish in the time frame you are looking for. Anne's clients value the extraordinary service she gives.Call or email her today!
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